Insurance Bad Faith
All states require licensed drivers to carry car insurance or other proof of financial responsibility. This is to make sure that you at least cover the damage that your car may do to other drivers and property. Additionally, some people choose to get coverage for their own damages. If your insurance company refuses to pay you for these contracted services, however, it is called insurance bad faith.
If your insurance company acts in bad faith, it can be intimidating to stand up for the coverage that you deserve. However, an experienced insurance claims attorney may be able to help. To fight for the coverage that you need, contact a Stevens Point insurance claims lawyer from Habush Habush & Rottier S.C. ® today at 800-242-2874.
What is Insurance Bad Faith?
When you choose a car insurance provider, you must pick exactly what level of coverage you desire, and you sign a contract agreeing to this coverage. With most companies, you then pay a premium that ensures that you will receive this coverage. However, sometimes an insurance company may refuse to pay the coverage that you deserve. This refusal to pay your contracted coverage is insurance bad faith.
Types of Car Insurance
There are several different types of car insurance plans that offer different levels of coverage. Some common car insurance plans include:
- Liability coverage – for property damage, bodily injury, and uninsured/underinsured motorist coverage
- Collision coverage
- Comprehensive coverage
- Medical/personal injury protection
Once you agree to pay the premium for any of these coverages, your insurance company is responsible for covering their end of the bargain. If they fail in this duty to you, it may constitute insurance bad faith.
Contact Us
When you do not receive the car insurance coverage that you deserve, it can leave you in a very stressful financial position. If you are a victim of insurance bad faith, you should fight back against this worrisome breach of contract. Contact a qualified Stevens Point insurance claims attorney from Habush Habush & Rottier S.C. ® at 800-242-2874 today to learn more about your legal options.
